Terms of Service — EPaySe Inc.
Effective: April 2, 2026. Governing law: State of Delaware, USA.
Key Sections
- Definitions — EPaySe, Merchant, Transaction, PSP, Settlement, Chargeback, Rolling Reserve
- Account Registration — KYB verification, business entity required, API credential security
- Acceptable Use — legal goods/services only; prohibited: illegal, sanctioned, fraudulent activities
- Payment Processing — multi-PSP intelligent routing, hosted checkout
- Fees & Settlement — MDR, transaction fees, T+3 to T+7 settlement, rolling reserve
- Chargebacks — 7-day response, 1% monitoring threshold, 2% termination threshold
- Data Security — no raw card storage, HTTPS required, 24h breach notification
- Dispute Resolution — negotiation → AAA arbitration, Wilmington, Delaware
Contact: legal@epayse.com | Singapore, Singapore