EPaySe
Pricing

Payment Gateway Pricing & Fees

Transparent, per-merchant pricing for high-risk payment processing. Every fee is named in your contract before you sign, and setup is only charged once your application is approved.

Every Fee Is in the Contract

Whichever fees apply to your account are named and agreed before you sign. Nothing is charged that is not in your contract.

Scheduled Settlement

Weekly settlement, scheduled around your volume, with reserve handling built in.

Global Coverage

Card acceptance on networks reaching 173+ countries.

Pricing

Pricing, Quoted Per Merchant

We price card processing against your business type, volume and risk profile, and agree it in writing before you go live. No public rate card, because a real rate depends on facts we do not know yet.

What your rate depends on

  • Your industry and its typical chargeback exposure
  • Expected monthly volume and average transaction size
  • Chargeback and refund history, where you have one
  • Settlement schedule and rolling-reserve terms

Included with every account

  • Multi-PSP routing built to retry a decline with another acquirer
  • Rule-based fraud scoring with a custom rules engine
  • Chargeback monitoring, alerts and representment tooling
  • Reserve management, settlement reports and balance tracking
  • Full sandbox with test cards and webhooks
  • REST API and webhooks today; SDKs (PHP, JavaScript, Python) planned

What you may be billed for

Categories that can apply once we quote your account — not every merchant is billed every category.

  • Setup fee
    Charged only after your application is approved
  • Additional website fee
  • Monthly fee
    Waived once your volume crosses an agreed threshold
  • Card processing rate
  • Per-transaction fee
  • Cross-border fee
    Includes the card network's own cross-border fee, passed through at cost
  • Rolling reserve
    5.00%–15.00% · 90–270 days
  • Chargeback fee
  • Refund fee
  • Payout fee

Getting a quote

Complete KYB and we will come back with a written rate for your business. You can build and test against the sandbox while that happens.

Request a quote

Rates are agreed per merchant; nothing here is an offer or a binding quote.

See payment gateway fees & pricing →

Payment gateway fees, explained

Fee categories that can apply to a merchant account include a setup fee, a monthly fee, a per-transaction card processing rate, cross-border fees, chargeback fees, refund fees, and a rolling reserve. Which categories apply, and their amounts, are named in writing before the merchant signs.

No. Processing is priced per merchant based on industry, volume and risk profile, and confirmed in writing after underwriting — there is no one-size public rate because a high-risk rate genuinely depends on facts specific to each business.

A rolling reserve withholds a percentage of settlement for a fixed number of days as a buffer against chargebacks and refunds. EPaySe reserve terms range 5%-15% of volume, held 90-270 days, and the exact terms for an account are set in the merchant contract.

No. Card-network high-risk transaction fees (currently Visa and Mastercard) are published at the network's own published rate and passed through, so merchants can verify nothing is being marked up on that line.

Ready to get started?

Contact our sales team for a custom quote tailored to your business volume and industry.

Contact Sales